Jul 8 2010
What Should Expecting Mothers Assume In Respect To Travel Insurance?
For most expectant mothers the doctor will advise that there be no flying during the end stage of pregnancy. As a result, there are travel concerns for late term expectant mothers. However, if you are traveling while pregnant there are some things you will need to know concerning travel insurance. It is not as simple as it seems to get travel health insurance.
A lot of women wish to take some time for a little r and r before the baby is born, so just make sure that when you plan a trip that you have some medical coverage before you go. One way travel insurance companies do view the expectant mother as a high risk; make sure you examine the small print. Obtaining travel insurance on a whim as you may have done before, may no longer be that easy. For example, complications may come up where you will have to cancel your flight. If this happens it is likely that you will not be insured. Although your flight may be messed up, since you are still in your home town you will have health coverage by your normal insurance carrier. But remember, we arent really even talking about medical insurance; we are talking about cheap travel insurance. You have a non-refundable flight that you have to miss, for difficulties or any other reason. Will you be reimbursed for that missed flight? These are questions to ask when looking for cheap travel insurance.
Out of the three trimesters of a pregnancy, it is decided that the second trimester is the best to travel while the third trimester is the least safe. It is close to the thirtieth week of a pregnancy that pre-term labor can occur at any time. For most airlines the 28th week of pregnancy is their cut-off. They may not or may not allow you to fly. Specifically at 36 weeks, no airline will allow you to fly except if you have a doctors note supplying you permission. Make sure you find this out before you get that annual family travel insurance.
It is common that the companies that offer travel insurance will not cover medical expenses related to pregnancy issues. However, you will want to check about the travel related expenses and if they will be covered if there are pregnancy complications. The most essential question to ask is, if there are complications due to my pregnancy and I have to miss a flight, will my travel expenses be returned?
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